CRITICAL ILLNESS INSURANCE
Insurance to Cover Critical Illness.
No one plans for critical illnesses to happen, but they are a natural fact of life.
Don't get caught unprotected and unable to afford your daily needs and special care requirements. You don't want to burden others with the financial hardships critical illnesses can cause.
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Got Questions? Call Us Anytime.
A Customized Plan for
Critical Illness Coverage.
Critical illness insurance provides the financial assistance often required when facing an unexpected life-threatening ailment. If you fall ill with a disease covered by your policy, you'll receive a lump-sum cash payment after a short waiting period. This will assist in covering unexpected expenses or keep daily living expenses up-to-date while you are not working.
With advances in medical care, more and more people are surviving heart attacks, strokes and cancer. The simple, affordable protection offered by Basic Critical Illness Plan provides financial security in the event that one of five covered illnesses or conditions is diagnosed. Recovery form these illnesses can take an extended time period and knowing your financial needs are covered can help take the stresses off your recovery.
Your Choice of Coverage Amounts.
You can choose from $25,000, $50,000 or $75,000 coverage. The $25,000, $50,000 or $75,000 benefit is paid directly to you, to spend however you wish - such as to pay medical expenses, retrofit your home, alleviate debt, or travel.
Easy Application Process.
Applying is easy – a fast and simple online medical declaration will let you know right away if you qualify for coverage.
Family medical history and your height and weight are not considered.
Return of Premium.
If you're between 18 and 55, you can add this option to your coverage. If you reach your 75th birthday without using your insurance, you can receive up to 100% of your benefit amount. This means that depending on your coverage, you could receive up to $25,000, $50,000 or $75,000.
What Can You Be Covered For?
Cancer
Heart Attack
Stoke
Coronary Artery Bypass Surgery
Aorta Surgery
Critical illness insurance is ideal for you if you would suffer financial hardship in the event of a critical illness. Once your coverage is placed, premiums remain the same for the entire coverage period.
It is important to highlight why Critical Illness insurance is so crucial. We tend to get insurance for things that are much less likely to happen than a Critical Illness e.g. home incident, car accident. But the chances that your home will be destroyed are significantly lower than getting a critical illness.